Sage

Sage

Right now your Emergency Buffer holds £340 — that covers roughly 5 days of your essential expenses. A common reference point is 90 days of cover. At your current Protect allocation of £120 a month, your trajectory puts that target around 77 months away. There are a few ways to look at this picture. What feels most useful to explore first?

Sage

Your Enjoy bucket is allocated £480 this month. So far £390 has been mapped here — that's 81% of your allocation with time remaining in the period. The largest contributors are gym membership (£45) and streaming services (£17.99). Does that feel aligned with how you'd expected this bucket to look?

Sage

You have three active goals. Your Holiday Fund is your closest — £850 of £2,000, on a trajectory to complete in around 5 months. Your Investments goal is building at £320 a month toward a £500 monthly target. Your Emergency Buffer is the goal furthest from its target. Is there one of these you'd like to look at more closely?